Financial Detour

Need to build up funds for short-term expenses, so we've created three sinking funds for condo rental for the vacation, everything else for the vacation, and curriculum for next year.

Since we've been saving for the vacation for a while, the first one is fully-funded and the second is 2/3 done. The vacation is at the end of July, and the curriculum needs to be ready by August, but we should be okay. Just means the consolidation loan doesn't get the full snowball quite yet.

80% done...

Step 2: pay off all debt except the mortgage, using the snowball method.

Last night, we paid off the last credit card. Of the 5 items we had to deal with in step 2, that's the fourth...all that's left is a consolidation loan we took out after the layoff in 2001.

Almost there...